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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What real estate board game became the best-selling game in America just one year after it was created?

A 
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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Shana Rohde-Lynch, REALTOR®, real estate agent and broker for Marin County, Tiburon, San Rafael and Novato, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Shana Rohde-Lynch
Frank Howard Allen Realtors

511 Sir Francis Drake Blvd.
Greenbrae, CA 94904
Phone: 415-925-3225
Fax: 415-461-5489
E-Mail: shanamarin@aol.com
shanarohde@NUMBER1EXPERT.com

Shana Rohde-Lynch has a proven track record that no other agent in Marin County can match. Shana is coming up on 20 years with Frank Howard Allen Realtors. In 2002 Shana was inducted into the Frank Howard Allen "Hall of Fame" achieving the highest honor attainable within the company. Shana was named #1 agent for all of Marin County closing 52 transactions in 2003 and 70 transactions in 2004. A top producing agent for 2005 and 2006. 2007 was one of the more challenging years in real estate and Shana, yet again came out a star as one of the top agents in the county! Shana's expertise and extensive experience shines through. With a full support staff working exclusively for Shana, it enables her to devote more time to her clients, providing them with the utmost in fast, efficient service, and follow through. Whether you are searching for the home of your dreams, or thinking of selling it, Shana can turn your dreams into reality!

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