When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Shana Rohde-Lynch
Pacific Union International
1550 Tiburon Blvd Suite U
Belvedere, CA 94920
Phone: 415-264-7101
E-Mail: shana@pacunion.com
shanarohde@NUMBER1EXPERT.com
DRE # 01079806

Shana Rohde-Lynch has a proven track record that no other agent in Marin County can match. Shana is a broker with Pacific Union International & Christie's International working with buyers and sellers all over Marin County. Previously. Shana was with Frank Howard Allen Realtors for 23 years. In 2002 Shana was inducted into the "Hall of Fame" achieving the highest honor attainable. Shana was named #1 agent for all of Marin County in 2003 closing 52 transactions. She was the #1 agent in 2004 closing 70 transactions. For 2009 and 2010 she was one of the Top 10 agents. She continues to remain at the top of her field year after year. Shana is the President and Founder of Go2Marin.com, the top real estate website in Marin County. Shana's expertise and extensive experience shines through. With a full support staff she is able to devote more time to her clients, providing them with the utmost in fast, efficient service and follow through. Shana's Innovative Marketing Plan exceeds all of her competition. Whether you are searching for the home of your dreams, or thinking of selling it, Shana can turn your dreams into reality!

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